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New Employee Benefits Information

New Portland State University employees should use this information as a guide to enrolling for benefits. If you have questions about any forms or benefits plans, talk with a PSU benefits representative by calling (503) 725-4926 or a PEBB Benefits Counselor by calling (503) 378-1102 (Salem) or (800) 788- 0520(outside Salem).

   Medical and Dental Insurance

• You must enroll for these benefits within 60 days following your date of hire.
• Coverage is effective the first day of the month following your hire date and your agency’s receipt of the completed enrollment forms.
  

   Life Insurance and Accidental Death & Dismemberment Insurance

• You will automatically be enrolled for the required Basic Life Insurance benefit of $5,000.
• You may enroll in Optional Employee Life and Optional Spouse or Domestic Partner life Insurance plans within 60 days following your date of hire.
• You are eligible to enroll for $20,000 of guaranteed-issue life insurance for you and your spouse or domestic partner within 60 days following your date of hire. A spouse or domestic partner cannot apply for life insurance unless the employee is requesting at least the $20,000 guarantee issue. If you wish to enroll for amounts in excess of $20,000, you must complete a Medical History Statement, which must be reviewed and approved by The Standard Insurance Company.
• Coverage is effective for guarantee issue the first day of the month following your hire date and your agency’s receipt of the completed enrollment form. The effective date of coverage for amounts over the guarantee issue is the first of the month following approval by The Standard Insurance Company.
• Accidental Death & Dismemberment (AD&D) Insurance enrollment does not require a Medical History Statement.
  

   Short and Long Term Disability Insurance

• You may enroll for Short and/or Long Term Disability Insurance within 60 days following your date of hire.
• If you do not enroll as a new employee, you may enroll for Short or Long Term Disability Insurance during Open Enrollment or following and consistent with a qualified family status change event.

   Dependent Care Flexible Spending Account

• You may enroll for the pretax Dependent Care Flexible Spending Account (FSA) within 60 days following your date of hire.
• NOTE: 9-month employees (includes classified academic-year employees) not enrolled in the twelve month payroll redistribution plan will have a reduced amount of deductions taken for the 2002 plan year.
• You cannot claim expenses for any time period that you are not working.
• If you do not enroll as a new employee, you may enroll for a Dependent Care FSA during Open Enrollment or following and consistent with a qualified family status change event.
  

   Long Term Care Insurance

• You may enroll for guarantee issue coverage within 60 days following your date of hire. Guarantee issue coverage is effective on the first of the month following the date on the enrollment form. The long term care program is available for enrollment any time during the year, however after your first 60 days all coverage is subject to approval.
• You may enroll in coverage above guarantee issue by completing the Evidence of Insurability form, which must be approved by Unum Insurance Company. If approved, coverage is effective the first of the month following the date of approval by Unum.
• Eligible family members may enroll for Unum Long Term Care Insurance by submitting the enrollment application and a completed Evidence of Insurability form to Unum Insurance Company. There is no guarantee issue for family members.